If you like boating or flying, your insurance company hates that...

Having some interesting hobbies is important – and it can be expensive too...

People who take their hobbies to the extreme could wind up paying a bit more in insurance premiums. Here are some hobbies insurance companies consider risky:

• Scuba Diving: If you dive to 100 feet – you could pay as much as $5 more per $1,000 on your life insurance. Deeper than 150 feet – you’ll probably be declined.

• Mountain Climbing: You’ll probably pay $3 to $5 more per $1,000 of coverage.

• Motorcycle Riding: In 2009, 4,462 people were killed while riding. You’re considered a risk – especially if you’re not wearing a helmet.

• Recreational Boating: Alcohol, poor weather conditions and captain error were to blame for 736 deaths in 2009. Your insurance company wants you to wear a life jacket - 84% of those victims were NOT.

• Sky Diving: There are about 3 million jumps each year – and about 20 of those are a final jump.

• Pilot: So far this year, we’re up to 937 accidents. Insurance premiums for this hobby shot up dramatically after 9/11.

• Hang Gliding: This is considered the most dangerous in-air sport. 1 out of every 116,000 flights ends tragically. Regular hang gliders may be denied life insurance coverage altogether.