You might want to insure your college student’s stuff.

If you’ve got a student leaving for college, their bound to take off with some valuable stuff. 

Computers, printers, TVs, bicycles, cell phones, digital music players and more all add up and they won’t have you around to keep track of everything. Here are some options to protect your investments:

* Homeowners insurance: If your student lives on campus in a dorm, you might already be covered for loss, theft or damage at about 10% of your policy’s coverage for contents.

* Renters insurance is an option for students who live off-campus but will probably cost $15 to $30 a month. 

* Student policies: Some insurance companies offer these and they’re a good option for students studying abroad.

Unfortunately, none of these policies will cover LOST items - unless there is a flood, earthquake or other calamity involved. It will be up to your student to keep track of their valuables off on their own.