If you’d like to save some money while shopping this holiday season – pay in cash...
It might sound inconvenient – but that’s the idea. According to Dave Ramsey, author of “The Total Money Makeover,” when we pay in cash, we emotionally feel the pain or pleasure of each purchase. By planning ahead, making lists, and withdrawing what you’ll need ahead of time, you’ll shop much more efficiently, skip those “extra” purchases - and save a LOT of money.
You may want to use a credit card for really big ticket items – but only if it offers you some extra value with added purchase, return or warranty protection.
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