You might not want to walk away from that fender bender without filing a claim...
When two vehicles are involved and the damage is minor, it’s tempting to skip the hassle and work it out between the two drivers. However, Consumer Reports says those private arrangements rarely work out. Seemingly minor damage to a bumper could cost $5,000 or more to repair - much more than most people expect.
The only time you shouldn't report an accident is a low-speed, single-car mishap close to home such as backing into your own fence or garage. If there are no injuries and the damage is below or close to your deductible, you might as well skip the report.
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