Some work-from-home opportunities sound pretty good - and some are scams!

Working from home can be a win-win situation and earn you some extra cash – IF you find the right opportunity... 

Here are a few too-good-to-be-true job offers to avoid:

• Stuffing envelopes. Earn big bucks folding papers and sticking them into envelopes. You will be asked to pay for your supplies or training and then usually receive worthless instructions suggesting that you con others into applying for envelope-stuffing jobs. Bulk mailers use machines to stuff envelopes.

• Medical billing or insurance-claims processing. You will be asked to pay hundreds of dollars for the software and training required. Most medical offices process their own bills or outsource to large companies.

• Assembling crafts or sewing together clothing. After YOU pay a deposit, they send you unassembled parts and instructions for you to assemble and send back. Most or all will be rejected as not meeting specifications - and the company will keep your deposit.

• Mystery shopping. Earn thousands of dollars by reporting on the quality of the service you receive in stores. Anyone who says that you can earn high pay mystery shopping is a scammer. Legitimate mystery shopping assignments typically pay up to $10 an hour – and require you to pay NOTHING up front.