Gift cards are still the most popular gift out there – but you need to know the downsides before you give them out...
Consumer Reports says 25% of us still have unused gift cards left over from last year. If you’d rather not risk your gift being lost, stolen, forgotten or unused – consider giving an actual gift or cash instead.
Beware of reloadable cards or those not marketed as gift cards. They often have some tricky terms and conditions and sometimes even some fees – not things you want to burden someone with as a gift. Bank-issued cards often fall into this category. The safest gift-card bet is one from a retailer that you know the recipient shops at on a regular basis.
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